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Medicare RX plans

How to Choose the Right Medicare Prescription Drug Plan

January 1, 2025 · Sure Health Choice

Medicare prescription drug plans (Part D) help cover the cost of medications. Because plans differ in coverage and pricing, choosing the right one for you can help you avoid higher costs and unexpected gaps in coverage.

Make a list of all prescriptions you take, including dosage and how often you refill them.

Check that your medications are included on the plan’s formular y and note whether any are placed on higher cost tiers.

The lowest premium isn’t always the lowest overall cost.

Confirm your preferred pharmacy is in-network. Some plans offer lower costs at certain pharmacies or through mail-order options.

Prescription drug plans can change each year. A plan that worked well last year may not be the best option this year.

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